Author - Jean Chatzky

What are the Fastest Ways to Improve Utilization?

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What are the Fastest Ways to Improve Utilization?

Apr. 13, 2026

Maintaining Payment History When You Can Only Pay the Minimum Due

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Maintaining Payment History When You Can Only Pay the Minimum Due

Apr. 8, 2026

Why Maxed Out Credit Cards Hurt Your Score More Than You Think

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Why Maxed Out Credit Cards Hurt Your Score More Than You Think

Apr. 7, 2026

The Difference Between Individual Card Utilization and Total Utilization

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The Difference Between Individual Card Utilization and Total Utilization

Mar. 23, 2026

What to Do if You Think You Might Miss a Payment

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What to Do if You Think You Might Miss a Payment

Mar. 6, 2026

How to Use Small Extra Payments for the Greatest Impact

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How to Use Small Extra Payments for the Greatest Impact

Mar. 2, 2026

ways to build credit with no credit history

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Ways to Build Credit With No Credit History

Mar. 2, 2026

Statement Date vs Due Date: The Credit Timing Trick

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Statement Date vs Due Date: The Credit Timing Trick

Feb. 27, 2026

Should You Pay Collections Accounts?

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Should You Pay Collections Accounts?

Feb. 23, 2026

How to Talk to Creditors About Hardships and Goodwill Options

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How to Talk to Creditors About Hardships and Goodwill Options

Feb. 16, 2026

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